Truly local banking with incredible checking that's actually free.

Truly Free Checking

No minimum balance or service charge

Send and receive money with Zelle^® 

FREE Debit Card with Card Controls and Apple Pay^®, Google Pay™ and Samsung Pay^®

FREE access to over 35,000 surcharge-free
MoneyPass^® ATMs nationwide

FREE Online Banking

FREE Bill Pay 

FREE Mobile Banking with Mobile Deposit 

FREE eStatements 

FREE Thank You Gift

Buy Back of your debit cards and unused checks from another financial institution for $10

Adel
Get Directions
804 Greenwood Hills Dr
Adel, IA 50003
515-993-5680

Clive
Get Directions
12701 University Ave
Clive, IA 50323
515-457-8880

Grand Junction
Get Directions
205 Main St E
Grand Junction, IA 50107
515-738-2312

Guthrie Center
Get Directions
401 Main St
Guthrie Center, IA 50115
641-747-3100

Jefferson
Get Directions
116 W State St
Jefferson, IA 50129
515-386-4848

Ogden
Get Directions
338 W Walnut St
Ogden, IA 50212
515-275-2758

Rippey
Get Directions
303 Main St
Rippey, IA 50235
515-436-7418

Scranton
Get Directions
1021 Main St
Scranton, IA 51462
712-652-3311

Waukee
Get Directions
1185 SE University Ave
Waukee, IA 50263
515-987-4135

Open your account online or visit us at your nearest Peoples Bank branch

Adel
Get Directions
804 Greenwood Hills Dr
Adel, IA 50003
515-993-5680

Clive
Get Directions
12701 University Ave
Clive, IA 50325
515-457-8880

Grand Junction
Get Directions
205 Main St E
Grand Junction, IA 50107
515-738-2312

Guthrie Center
Get Directions
401 Main St
Guthrie Center, IA 50115
641-747-3100

Jefferson
Get Directions
116 W State St
Jefferson, IA 50129
515-386-4848

Ogden
Get Directions
338 W Walnut St
Ogden, IA 50212
515-275-2758

Rippey
Get Directions
303 Main St
Rippey, IA 50235
515-436-7418

Scranton
Get Directions
1021 Main St
Scranton, IA 51462
712-652-3311

Waukee
Get Directions
1185 SE University Ave
Waukee, IA 50263
515-987-4135

Power Up @ Peoples

Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. Zelle^® is available to consumer checking account customers. Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. All Samsung trademarks, service marks, and trade names are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Branch with solar panels

Our basic checking account has no monthly service charge and no minimum balance requirements. Get big bank perks with the personalized service of your hometown bank.

Advantages of Truly Free Checking:

Branch with EV charging stations. 
Inquire about a Peoples Bank Sun Pass.

You can TRULY have it all with

Truly local banking with incredible checking that's 
actually 
free.